MILLIONS of Americans who qualified for Unemployment Assistance this year may now be eligible for free or severely reduced health insurance.
The free, low-cost healthcare plans became available on July 1 and are part of President Joe Biden’s $ 1.9 trillion US bailout, which was enacted in March.
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Special grants have now been implemented in exchange for the Affordable Care Act, which reduces the price of some silver level policies to $ 0 per month.
With these grants, it is estimated that three in five eligible uninsured Americans should be able to access the $ 0 plans.
An average of four out of five current HealthCare.gov users will be able to find a plan for $ 10 or less per month, according to the Department of Health and Human Services.
No-cost and low-cost policies are also available for Americans who have been approved to receive unemployment benefits but have not yet done so.
The Biden-Harris administration is focused on helping millions of families who need access to health insurance coverage because they have been affected by job losses or underemployment during pandemic, “HHS Secretary Xavier Becerra said in a press release.
“The administration has made it easier than ever for Americans to enroll in an affordable, comprehensive health insurance plan through HealthCare.gov with the increased financial assistance provided through the American Rescue Plan. “
Millions of people will benefit from the grants.
The main condition to be able to do this is that you have received or approved to receive unemployment benefits in 2021.
You can sign up for coverage on HealthCare.gov by submitting a request or updating an existing request to maximize your savings.
A special registration period to help Americans affected by the Covid-19 pandemic is open until August 15. Coverage will last until the end of the year.
Users of state exchanges will face different rules and should explore the options available to them.
“We are doing everything we can to remove financial barriers to comprehensive health care,” CMS administrator Chiquita Brooks-LaSure said in a statement.
“The US bailout offers consumers additional savings and will make coverage even more accessible to those who need it most. “
The scheme comes into play as 25 Republican-led states have chosen not to send the federal government’s expanded weekly unemployment benefits of $ 300 per week.
However, that could be set to change after a group of unemployed Indiana residents successfully sued the governor, with a judge ordering the state to maintain benefits until their official expiration date. .
Unemployed residents of Texas and Maryland have filed similar lawsuits in their respective state courts.
A Maryland judge issued a temporary restraining order on Saturday morning requiring the state to continue paying benefits that were due to end that day.